{
"projectId": 1234567890,
"merchantSettlementNo": "MERCHANT_SETTLEMENT_001",
"receiveMethod": "bank",
"immediatePay": true,
"remark": "2025年9月工资结算",
"notifyUrl": "https://example.com/notify",
"details": [
{
"merchantDetailNo": "string",
"amount": 0,
"phone": "string",
"platformUserId": "string",
"paymentAccount": {
"accountNo": "string",
"accountName": "string",
"phone": "string",
"bankName": "string",
"branchName": "string",
"branchCode": "string"
},
"remark": "string"
}
]
}