{
"projectId": 1234567890,
"merchantSettlementNo": "MERCHANT_SETTLEMENT_001",
"receiveMethod": "bank",
"immediatePay": true,
"remark": "2025年9月工资结算",
"notifyUrl": "https://example.com/notify",
"details": [
{
"merchantDetailNo": "MERCHANT_DETAIL_001",
"amount": 5000,
"makerId": 1967533227101458400,
"phone": 13800000000,
"platformUserId": "DY20260115105692",
"paymentAccount": {
"accountNo": 6222021234567890000,
"accountName": "张三",
"phone": 13812345678
},
"remark": "9月技术服务费"
}
]
}