curl --location --request POST '/merchantapi/v2/settlements?projectId=1234567890&merchantSettlementNo=MERCHANT_SETTLEMENT_001&receiveMethod=bank&immediatePay=true&remark=2025%E5%B9%B49%E6%9C%88%E5%B7%A5%E8%B5%84%E7%BB%93%E7%AE%97¬ifyUrl=https%3A%2F%2Fexample.com%2Fnotify&details=' \
--header 'X-App-Id;' \
--header 'X-Timestamp;' \
--header 'X-Nonce;' \
--header 'X-Sign;' \
--header 'X-Encrypt-Type;'{
"code": 0,
"message": "成功",
"data": {},
"timestamp": 1704067200000,
"requestId": "req_123456789",
"encrypted": false,
"encryptedData": "eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9...",
"signature": "string"
}